Tax Planning with FinYatri
A one on one session with a tax expert, for yourself and your family, while the year can still change.
Plan your taxes while the year can still change
Filing looks back at a year that has ended. Planning shapes the one you are in, while every option is still open. A session is 45 minutes, one on one with a tax expert, for yourself or any family member on your account, and you get a written summary afterwards so you are not relying on memory.
Why plan now
- Deductions need time. Most tax saving options close on 31 March. Starting early gives you the whole year to use them well, without a last minute rush.
- Advance tax, right sized. The tax office expects it in four quarterly steps. We work out each one so you pay exactly what is due, on time, and never lose money to interest.
- Sell at the right moment. Stocks, mutual funds, RSUs and ESOPs are taxed by when you sell. A little planning can change how much you keep.
Where a session helps you save
Capital gains relief under Section 54 and 54F when you reinvest, deductions and the right regime, sale timing for shares, RSUs and ESOPs, advance tax quarter by quarter, foreign income and DTAA relief, planning for your whole family, and whether an HUF makes sense as a second tax file.
Who these sessions tend to suit
- Salaried professionals whose pay includes RSUs, ESPPs or ESOPs
- Anyone holding foreign shares or a foreign bank account
- People planning to sell shares, mutual funds or property this year
- Freelancers and consultants managing advance tax on their own
- Anyone who has switched jobs, moved countries, or had an unusual year
- Families wanting to plan together rather than one person at a time
If none of that describes you and your return is straightforward, a planning session may simply not be necessary, and we would rather tell you that than sell you one.
How it works
- Pick a time. Browse open slots freely, nothing is charged for looking.
- Pay to confirm. One payment, only after you have chosen a time that works.
- Meet your expert. A focused 45 minute session, with a written summary afterwards.
Price
₹2,499 one time, per person. Book for yourself or any family member on your account, and reschedule free until 24 hours before your session.
Frequently asked questions
How is tax planning different from tax filing?
Filing records decisions you have already made. Planning happens earlier, while those decisions are still open. Most of what actually reduces tax, such as regime choice, when to sell a holding, or how to structure a reinvestment, has to be decided before the year closes.
How long is a tax planning session?
Each session runs for 45 minutes with a tax expert, and plans are valid for the current tax year. You can choose a single session or a plan with multiple sessions spread across the year.
Do I need to be an existing FinYatri filing client?
No. Tax planning is a standalone service. You are welcome to book a session whether or not we file your return.
Can a session cover RSUs, ESPPs and foreign assets?
Yes. Sale timing for RSUs, ESOPs and foreign assets, along with DTAA relief and Form 67, is part of what these sessions cover. If your compensation includes foreign shares, this is often where a session pays for itself.
When is the best time to book?
Earlier in the financial year gives you the most options, because more decisions are still open. That said, there is usually something worth doing at any point in the year, so please do not hold back because you feel it is late.